Explain what happened
Talk through your credit history and the circumstances behind it.
ADVERSE-CREDIT MORTGAGE SUPPORT
Adverse credit? Let’s talk options.
CCJs, defaults or missed payments? Speak with Si about your circumstances and what might be possible.
Book a free call
LET’S START WITH THE REAL QUESTION
Past credit issues can make things harder.
Your credit history is only part of the picture. Income, deposit and affordability also matter. Different lenders have different criteria.
A previous decline doesn’t mean every lender will give the same answer. Approval is never guaranteed.
Talk to SiYOUR CONVERSATION
What we can talk through
- Missed payments and defaults
- County Court Judgments (CCJs)
- Previous mortgage declines
- Deposit, income and affordability
- Whether specialist assessment may be relevant
HOW IT WORKS
A calm, practical place to start.
Understand the picture
Discuss income, commitments, deposit and what a lender may need to know.
Consider the next step
Si can explore an appropriate mortgage route or, when necessary, a specialist introduction.
A poor credit history may affect the rates and products available. Mortgage approval is never guaranteed.
ADVERSE-CREDIT MORTGAGES
Book an adverse-credit call with Si.
Tell Si what has happened, and discuss options and practical next steps.
- Talk through your credit history and recent applications
- Explain your income, deposit and mortgage goals
- Explore suitable options or a specialist introduction if appropriate
Prefer to speak directly? Call 07546 213491 or email Simon.
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